Philippines Ranks Among Top 10 Easiest Countries for Daily Crypto Use

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The Philippines placed 10th globally in a new ranking measuring how comfortable it is for residents to use cryptocurrency in daily life.

PH Ranking 

According to a November 2025 study by decentralized exchange ApeX Protocol, the country recorded a Crypto Comfort Index score of 73.5, supported by legal crypto use, the availability of crypto debit cards, and the option to conduct everyday transactions using digital assets.

According to the data:

• 10.6% of Filipinos own cryptocurrency.
• Local search interest for “pay with crypto” reached 3.5K monthly queries.
• While the Philippines supports crypto transactions and debit cards, the study noted that real estate purchases using digital assets are not yet available.

Comfortable Countries for Crypto Use

Building on last year’s findings, Singapore continues to lead globally in blockchain and cryptocurrency adoption, now topping the Crypto Comfort Index as the world’s most user-friendly country for digital assets with a score of 99.

• According to the report, it operates 81 exchanges and supports a wide range of crypto-based services. 
• The report found that 25% of Singaporeans own digital assets, the highest share globally.
• Crypto debit cards, in-country transactions, and real estate purchases using digital currencies are also offered in Singapore

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The United States ranked second with a score of 97. 

• It hosts the world’s largest crypto ATM network, totaling more than 31,000 machines, alongside 166 exchanges. 
• About 15.5% of Americans own digital assets, and users have access to crypto cards, local transactions, and property purchases.

Switzerland placed third with a score of 95.3. 

• Despite limited access to crypto debit cards, it enables daily crypto transactions and real estate purchases and maintains 1,130 ATMs and 32 exchanges.

Hong Kong ranked fourth with a score of 93.3.

• The score is supported by a 14.3% ownership rate, 52 exchanges, and access to crypto debit cards and everyday payment options.

Canada followed in fifth place with a score of 90.1. 

• The report noted that the country has more than 3,000 crypto ATMs, the second-largest network globally, and allows both in-country transactions and crypto-based property deals.

ApeX Protocol said younger users continue to lead global crypto adoption while governments work to keep pace, adding that jurisdictions with flexible policies stand to benefit economically as digital finance grows.

Last year, ApeX Protocol’s study ranked Singapore as the world’s top country in blockchain and cryptocurrency development due to its strong adoption, infrastructure, and workforce growth.

Top 10 Result

The report assessed countries based on seven indicators: ownership rates, crypto ATMs per capita, the presence of local exchanges, search interest in crypto payments, debit card availability, in-country transaction options, and the ability to purchase real estate with digital currencies. 

Scores were calculated on a 0–100 scale.

This article is published on BitPinas: Philippines Ranks Among Top 10 Easiest Countries for Daily Crypto Use

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